Last updated: 3 June 2026
Wait or Pay is a UK-based healthcare information service. We provide information and personalised reports to help NHS patients understand their waiting times and options. We are not a medical service, healthcare provider, or regulated financial adviser.
Your dashboard is an information product. It provides personalised data, analysis, and guidance based on publicly available NHS data and your intake information. It is not medical advice. Always consult your GP or a qualified healthcare professional before making decisions about your treatment.
NHS waiting time data is sourced from NHS England RTT publications and is typically 6-8 weeks behind the current date. Private provider information, scan prices, and consultant fees are estimates based on publicly available sources and may vary. We make reasonable efforts to keep data accurate but cannot guarantee it reflects current availability or pricing.
Your dashboard is free. You can use it straight away; you may optionally provide an email address so we can send you the link, and there is no payment. There is nothing to pay and nothing to refund. If you asked for the link by email and have not received it within 24 hours, contact us at hello@waitorpay.co.uk and we will resolve it promptly.
Wait or Pay provides information only. We are not liable for any decisions made based on our reports, any changes to NHS waiting times after your dashboard is generated, any rejection of referrals or scans by NHS providers, or any costs incurred acting on our guidance. Our total liability to you shall not exceed the amount you paid for your dashboard, which is nothing.
Your dashboard is for your personal use only. You may share it with your GP, consultant, or family members. You may not reproduce, resell, or publish it commercially.
These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
For any questions about these terms, email hello@waitorpay.co.uk.
Your free dashboard compares all four paths for your treatment: wait, switch to a faster NHS hospital, part-private, or fully private. It names the faster hospitals near you, shows what going private would cost, and gives you letters ready to send. You can print it or save it as a PDF. Free, and nothing is locked or paid.
See your free wait-or-pay dashboard→